Project your savings growth, estimate your retirement income gap, and see a year-by-year trajectory. The starting point for any plan.

Model retirement before 59 1/2 with bridge income strategies, Rule of 55 access, and healthcare cost planning.

Calculate your financial independence number, savings rate, and years to FIRE based on your spending and investment growth.

Compare SEP IRA, Solo 401(k), and SIMPLE IRA options side by side based on your self-employment income.

Project 401(k) growth with employer match, catch-up contributions, fee impact analysis, and Roth vs Traditional comparison.

See tax-free growth projections, check income eligibility, and compare Roth vs Traditional IRA outcomes.

Project after-tax growth in a Roth 401(k) with employer match and compare to Traditional 401(k) outcomes.

Estimate tax-deferred growth, check deduction eligibility by income, and compare Traditional vs Roth IRA strategies.

Calculate maximum employer contributions for self-employed individuals and small business owners.

Project growth for teachers, healthcare workers, and nonprofit employees with 403(b) plans.

Model growth for state and local government employees. No early withdrawal penalty before 59 1/2.

Project Thrift Savings Plan growth for federal employees and military with FERS/BRS matching.

Calculate employee and employer contributions for self-employed individuals. Higher limits than SEP IRA.

Estimate contributions for small businesses with fewer than 100 employees.

See the true cost of borrowing from your 401(k), including lost growth and repayment schedule.

Calculate required minimum distributions based on account balance, age, and IRS life expectancy tables.

See how time, contributions, and rate of return work together. Visualize the power of compound growth.

Estimate your effective tax rate in retirement across federal, state, and Social Security taxation.